Red Survey is pleased to partner with Focus Leasing to bring you competitive finance focused on your needs.
Here are some of the benefits,
Improve Cashflow
Your new equipment can be installed and operational without the need for capital expenditure. The cash can then be used where it will produce the best return, such as in investment, operating activities or short term funding needs.
Retain Credit Lines
Keep existing banking arrangements, and credit lines free for more appropriate uses. Our finance facilities cannot be withdrawn like overdraft facilities.
Simplify Budgeting
Our finance payments are fixed for the whole term avoiding the effects of inflation and making cash flow forecasting and budgeting simpler. Bank facilities are generally related to interest rates, which is fine when they are low but can cripple cashflow when they increase.
Keep Up To Date
Combat obsolescence problems or requirement changes as the equipment can be supplemented or upgraded at any time in the future.
Let the Equipment Pay for Itself
Enable the finance payments to coincide with the benefits of having the new equipment as they start to appear. After all, you wouldn't pay all your staff costs up front! Finance payments may be financed as you go along by extra income obtained by having the new equipment. Have equipment at today's prices paid for from tomorrow's income.
Tax Savings
In the case of lease rental, all rentals paid are 100% allowable as an expense for tax relief often providing tax savings
Red Survey will be pleased to put Focus Leasing in contact with you or alternatively
Call +44 1963 351337 for instant quotation emailed by return
Call their dedicated New Business Team on 01794 525930 or email sales@focus-leasing.co.uk who will be pleased to discuss individual finance focused on your needs.
Finance Leasing
This lease plan simply funds the use of your chosen equipment. As your company leases the equipment, monthly rentals are tax deductible. Variable payment patterns, including low initial rental, are available, so you also benefit from low capital outlay. After the primary period, the lease can be extended into a secondary period for a single nominal rental. At the end of the lease agreement you may sell the equipment (as an agent for the finance company), or return it to the finance company to sell. A proportion of the sale proceeds, typically 95% plus, are returned to you as a refund of rentals.
- Low Deposit
- Various Payment Patterns
- Proportionate Rebate of rentals from sale proceeds
- Nominal Secondary Rental
Hire Purchase
A traditional form of purchase finance, Hire Purchase offers ownership of the equipment. Low deposit terms (all the VAT element payable on signing) make ownership even more accessible The price of payment is fixed. Interest is simply "ownership even more accessible The price of payment is fixed. Interest is simply calculated on the length of the agreement and the amount financed ."
Calculated on the length of the agreement
- Fixed monthly payments
- Ownership
Contract Hire
Contract hire is an ideal product for companies who do not want the ownership of equipment and are therefore able to treat this as off-balance sheet funding Your company simply hires the equipment from the Contract Hire company for a predetermined period at a fixed monthly rate. The Contract Hire company retains ownership of the equipment, and the risks associated with them. At the end of the contract the equipment is returned to the Contract Hire company.
- Off Balance Sheet
- Maximum Cash-flow Benefits
- No Depreciation risk
- Low Deposit
Contact us now for more details and a quotation.